Adding Values

UPI stands for Unified Payments Interface. It is a payment mode developed by the National Payments Corporation of India. UPI is a payment system that allows you to transfer money between any two parties. As compared to NEFT, RTGS, and IMPS, UPI is far more well-defined and standardized across banks. This means that you can use UPI to initiate a bank transfer from anywhere in just a few clicks! The benefit of using UPI is that it allows you to pay directly from your bank account. The hassle or need to type in the card or bank details goes away with UPI. You can use UPI to transfer money to your family, friends, or even between your own bank accounts. The much wider use of UPI comes when you have to pay different merchants. mPIN in UPI Another benefit of using UPI is that you can do away with the need to wait for an OTP and enter it to complete the money transfer. The mPIN is a 6-digit passcode that you must enter every time you need to make a transaction. The mPIN is highly val...

Why Do We Need to Save the Soil? 13 Minutes To Read  Sadhguru: Eighty-seven percent of life forms on this planet – microbes, worms, insects, birds, animals, human beings, plants, trees, and every other vegetation on the planet is sustained by an average of thirty-nine inches of topsoil. And that is in grave danger right now. In the last forty years, forty percent of the world’s topsoil has been lost. The United Nations says we have soil left only for approximately eighty to hundred harvests, which means another forty-five to sixty years of agriculture. After that, we will not have the soil to produce food. You can imagine the suffering that we will unfold in the world. Thirty percent of India’s land is already degraded, and 90% of India’s states are seeing soil turn to desert. That means nothing can be cultivated there. So, protecting the soil for the future generations of this land is the most important thing. Now you can listen to this article via Spotify click on the player belo...

Writing a letter to yourself isn’t just a fun exercise for writers; everyone can (and should!) give it a try. You might wonder what should go in a letter to yourself, but the answer is, anything that is important to you! Now you can listen to this article via Spotify click on the player below:   Have questions you want to ask yourself? Feel free to include those in your memo! The specifics of what you put in your letter are less important than the act of writing the letter. These are just a few reasons why you should write a letter to your future self: Increase your level of gratitude. Grow awareness in yourself. Manifest your destiny by creating your future (I know this one sounds a little hippy-dippy but stick with me). Use it to measure, and Achieve Goals. Write your letter and ask the hard questions 1. Increase your Level of Gratitude: There is simply no shortage of science when it comes to linking appreciation to health benefits. According to Amy Morin, “Grateful people exper...

What do Albert Einstein, Marie Curie, Frida Kahlo, Leonardo da Vinci, and Frederick Douglass all have in common? Each of these famous figures kept a journal or diary to record their experiences, thoughts, or feelings. Kahlo and da Vinci even used illustrations to express emotions and sketch out ideas. From scientific geniuses to thoughtful artists — and everyone in between — keeping a journal can be a beneficial self-care practice. In fact, journaling can help you: Now you can listen to this article via Spotify click on the player below: 1. Achieve goals. When you use your journal to write down your goals, you can keep better track of your intentions. This will help you stay accountable and serve as a reminder of what you need to do to accomplish them. Be sure to get specific. 2. Track progress and growth. If you make journaling a regular habit, you can see how much progress or growth you’ve made by revisiting previous entries. 3. Gain self-confidence. Seeing your progress ca...

Many students at some point in high school have procrastinated in starting their homework, completing a project, or studying for a test. Procrastination is also common among college students. You probably know what you should be doing but you just don’t want to do it. It’s easy to put off hard or time-consuming assignments until the very last minute, but if you do, you then may have to pull a stress-induced all-nighter. Here are some tips to avoid procrastination. 1. GET ORGANIZED You are more likely to procrastinate if you don’t have a set plan or idea for completing your work. Investing in a planner is a good idea. Start keeping track of all your assignments and their due dates. When you're organized, it gives you a more orderly and measured framework within which to work. 2. ELIMINATE DISTRACTIONS  Getting rid of distractions is another tip to avoid procrastination. By limiting the number of distractions around you, you're more likely to get done what you need to do. Shut yo...