Adding Values

UPI stands for Unified Payments Interface. It is a payment mode developed by the National Payments Corporation of India. UPI is a payment system that allows you to transfer money between any two parties. As compared to NEFT, RTGS, and IMPS, UPI is far more well-defined and standardized across banks. This means that you can use UPI to initiate a bank transfer from anywhere in just a few clicks! The benefit of using UPI is that it allows you to pay directly from your bank account. The hassle or need to type in the card or bank details goes away with UPI. You can use UPI to transfer money to your family, friends, or even between your own bank accounts. The much wider use of UPI comes when you have to pay different merchants. mPIN in UPI Another benefit of using UPI is that you can do away with the need to wait for an OTP and enter it to complete the money transfer. The mPIN is a 6-digit passcode that you must enter every time you need to make a transaction. The mPIN is highly val...

What do Albert Einstein, Marie Curie, Frida Kahlo, Leonardo da Vinci, and Frederick Douglass all have in common? Each of these famous figures kept a journal or diary to record their experiences, thoughts, or feelings. Kahlo and da Vinci even used illustrations to express emotions and sketch out ideas. From scientific geniuses to thoughtful artists — and everyone in between — keeping a journal can be a beneficial self-care practice. In fact, journaling can help you: Now you can listen to this article via Spotify click on the player below: 1. Achieve goals. When you use your journal to write down your goals, you can keep better track of your intentions. This will help you stay accountable and serve as a reminder of what you need to do to accomplish them. Be sure to get specific. 2. Track progress and growth. If you make journaling a regular habit, you can see how much progress or growth you’ve made by revisiting previous entries. 3. Gain self-confidence. Seeing your progress ca...

With changing times investing in the stock market has become easier and instant. The Internet has made it possible to learn about different investment strategies and trading methods easily. As everything has moved online, online stock trading has become a popular concept with so many benefits. There are many stock trading facts unknown to many investors. Let us discuss the 5 facts about online stock trading – 1. The golden rule of 72 The rule of 72 investors is a very fundamental concept in the stock market and one of the popular stock market facts. This rule is used by investors to calculate the time required to double the investment. If the fixed rate of annual interest is known you can determine the time required for the investment to become double. Let us understand this share market fact with an example. Let us consider an investor who has invested Rs 5,00,000 and the interest rate is 8%, using the rule of 72 the time required to double the investment will be 72/8=9 years, i.e. it...

Cryptocurrency is a mysterious industry. With time, more and more people are becoming interested in it and testing their luck with investing in digital currencies. But there are some things you probably didn’t know about the digital currency world. We’re here to show you some must-know facts about cryptocurrency. The total amount of bitcoin is limited: That’s right. If you thought it would be possible to buy an endless amount of crypto, think again. Cryptocurrency is a limited resource, like gold or oil. This is why currencies like bitcoin continue to increase in value as the supply goes down. Investors know that somewhere down the road, the number of bitcoins and alt currencies available will come to an end.      2.   No one knows who created bitcoin: So who is the person that’s created this virtual currency market? Well, no one actually knows. The most surprising fact about cryptocurrency is the person or organization who created ‘bitcoin’ is unknown. However,...

First: Fix in your mind the exact amount of money you desire. It is not sufficient merely to say "I want plenty of money." Be definite as to the amount. Second : Determine exactly what you intend to give in return for the money you desire. Third : Establish a definite date when you intend to possess the money you desire. Fourth : Create a definite plan for carrying out your desire and begin at once whether you are ready or not to put this plan into action. Fifth: Write out a clear concise statement of the amount of money you intend to acquire, name the time limit for its acquisition, state what you intend to give in return for the money and describe clearly the plan through which you intend to accumulate it. Six: Read your written statement aloud, twice daily, once just before retiring at night and once after arising in the morning. AS YOU READ SEE AND FEEL AND BELIEVE YOURSELF ALREADY IN IN POSITION OF THE MONEY -------...